WHAT HAPPENS IF I DIE WITHOUT A WILL?

If you die without leaving a Will the Rules of Intestacy will apply.  These contain very specific rules about who shall inherit your property as follows:

Husbands, wives and civil partnerships get £125,000 of your assets plus personal possessions.

• If there are children the spouse or civil partner gets £125,000 of your assets, personal possessions and the right to income from half of the rest.  The children receive the other half.
• If there are no children but there are parents who still live the spouse or civil partner gets the first £200,000 of the estate plus half the balance and the rest goes to the parents.
• If there are no parents alive but there are brothers or sisters they get what remains after the spouse or civil partner has taken the personal effects the first £200,000 and half the remainder.
• If there are no parents or brothers or sisters the spouse or civil partners receives everything
• If you are not married or in a civil partnership and there are no children the estate goes to your parents or if they are not alive to brothers and sisters.
• If you are not married but have children the estate is shared between them.

If this does not meet your wishes then you should ensure that you make a Will.

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